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Hail season is here, do you know your policy?

Posted at 4:40 AM, Apr 29, 2019
and last updated 2019-05-14 05:41:37-04

It’s hard to believe, but hail season is already here. We all know that just one hail storm can bring significant damage to southern Colorado and we want you to be prepared.

Damaging hail season is considered to be from mid-April to mid-September. In the last 10 years, hailstorms have caused more than $3 billion in insured damage in Colorado.

We spoke to a local hail repair shop about what you need to know before the storm strikes.

They say now is the time to look at your policy and pay close attention to what percentage they total cars at. The good news is, here in southern Colorado, most insurance covers hail damage, but it may be an added expense to your policy. If you don’t have it added on, now’s the time. When that storm hits southern Colorado could be the first to see it.

“We looked at all the reports and the front range gets hit more than any other place in the United States from about Cheyenne, Wyoming to Trinidad ,” explained Dent Works Owner Stuart Bass. “That’s what we decided to set up a permanent shop.”

Also, check if a rental car is covered in your policy. If your car is damaged in a storm, repairs can take anywhere from a few days to a few months.

If you didn’t get you car fixed after last years storm don’t wait around! Keep in mind, if it sustains any more damage from a storm this year that could be all it takes to total the car.