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Big hail. High wind. Violent rain. Keep fingers crossed that your Front Range home survives peak severe storm season unscathed, but make no mistake: Colorado is ground zero for weird weather.
The state ranks second only to Texas for the number of insurance claims filed due to hailstorm damage, according to the National Insurance Crime Bureau. And the severity of Colorado claims also outstrips the national average, with the average claim payment increasing 179 percent from 2009 to 2013, the largest spike in the U.S., according to RMIIA, the insurance trade group.
“Summer storms punch hard here and move on fast,” says Tye Williams, marketing and project manager for Total Roofing, Colorado Springs, Colorado. “Front Range homeowners have to be on their toes to locate top roof repair and avoid the pitfalls.”
Dramatic temperature swings, wind and hail take a toll on roofs, even newer ones. It’s imperative to act quickly to repair any damage.
A new roof is a significant investment. While most roofers are reputable, “storm chasers” who track violent weather trends can prey on unsuspecting homeowners. Choose your roofer with care. Here’s how:
Beware of scammers
Do your homework. If your roof has been damaged, ask your insurance adjustor for a repair estimate. Call several roofing companies for estimates, too.
Look for well-established roofers with a permanent local place of business and federal tax identification number. Professional roofers are likely to be members of the National Roofing Contractors Association, the Colorado Roofing Association or the Better Business Bureau of Southern Colorado.
Your insurer should have a list of reputable roofing companies. Search #NoRoofScams on Twitter this summer to avoid scams and get advice on making an insurance claim.
Have you been approached by an unscrupulous contractor? Text “FRAUD” and your tip to TIP411 (847411), submit information in a form online or call 800-TEL-NICB.
Ask to see these documents – and read them
Roofers do difficult work, high off the ground. Ask to see your contractor’s certificate of insurance with liability coverage of at least $500,000 and a workers’ compensation certificate of insurance. Check the coverage dates to make sure the insurance will be in effect for the duration of your job.
Your contractor must be licensed and registered with the Pikes Peak Regional Building Department. Verify that the roofing contractor is licensed or registered in the Colorado Springs area using the PPRBD website or call and ask: 719-327-2880.
Narrow the field and ask for written assessments
Get three written proposals and estimates for repair of the roof and compare them. Beware the lowest bid. If the price is too good to be true, it probably is. Never pay up front. Check credentials of each company with the Better Business Bureau and with neighbors who have had claims.
Make sure the contract you sign is compliant with Colorado’s new standards. And pay only when the job is complete, using a check or credit card.
Front Range homeowners face the risk of hail year in and year out. What condition is your roof in?
Ask for an accurate assessment of your roof’s condition and remaining lifespan. And learn more about roof repair. Total Roofing, top roofing contractor in Colorado Springs and voted Best Roofing Contractor in the area for the past two years, guarantees your complete satisfaction. The company provides residential and commercial roofing services throughout southern Colorado.
Call 719-591-4947 or drop by our website to request a free assessment of your roof.
This article was produced for and sponsored by Total Roofing, Colorado Springs, Colorado. It is not a product of or affiliated with KOAA.